
Plan your retirement the right way. Access a wealth of options and keep it simple with the care of an experienced professional. Honest help. Reliable results. Agents and advisors that are local and here for you for the long haul.
Good retirement planning demands knowledge and wisdom. We’re a Master Brokerage of full time, local, career professionals who specialize in retirement planning services.
Medicare
Veteran Benefits
Assisted Care Planning
Social Security Selection
Health Insurance Coverage
Estate & Special Needs Planning


Plan your retirement the right way. Access a wealth of options and keep it simple with the care of an experienced professional. Honest help. Reliable results. Agents and advisors that are local and here for you for the long haul.
Good retirement planning demands knowledge and wisdom. We’re a Master Brokerage of full time, local, career professionals who specialize in retirement planning services.
Medicare
Veteran Benefits
Assisted Care Planning
Social Security Selection
Health Insurance Coverage
Estate & Special Needs Planning

Our agent Jerry Olsen has saved us a ton of money on our insurance. One of his biggest assets is that he comes to our house every year to see we are covered by the right insurance plan for Medicare. If there is a better plan that year, he will change us to that plan to optimize our benefits. Our medication plan is saving us lots of money. Glad we are with Legacy.

Kristopher Wilson is literally the best agent that we have ever had!! He is very knowledgeable, presents several options and has saved us hundreds if not thousands of dollars. Highly recommend him, especially for seniors or anyone else looking for the best deal on health insurance or financial services.

Dan
I have known Mr. Bennett for 35 years and have always found him to be a consummate professional. When he entered this industry, he developed an immediate mastery of his craft, and was able to put his talents to use to benefit numerous friends of mine. His advice and execution of my personal account has been flawless and I couldn’t imagine engaging anyone else for these types of services.

I highly recommend Legacy Insurance and Financial Services for your health insurance and other insurance coverage. Nate Billeter has been my agent for several years and has kindly helped and guided me in my questions and concerns regarding my health insurance. He has taken the stress out of a scary and confusing situation and put my mind at ease!

Barb
Tom MacDonald is fabulous! He has served the residents of Canterbury Court by giving wonderful presentations about end of life decisions and most recently about Open Enrollment. He had assisted several residents personally. He was immensely generous to our folks by donating pies for their bazaar and bake sale!! Huge kudos to Legacy and Tom!

Lori was such a great help in educating me about the very difficult to understand Medicare system and all the options. Her questions about what I felt I needed based on my past and current health needs, helped me feel confident that I picked the best coverage for me. Last year before the opportunity to make changes period, she was available for a couple of questions. Thanks Lori for always being there!

L B
Gary Carroll has handled our Medicare options for many years. He is knowledgeable regarding new and changing benefit requirements and ensures we make the best decisions for our circumstances. He also provided affordable options for our life insurance. I appreciate Gary so much, and highly recommend his services.
Answer: Yes. As a Master Brokerage in Baker City, we provide access to a wide range of both Medicare Advantage and Medigap (Supplement) plans. Our goal is to help you compare the networks and out-of-pocket costs of each so you can choose the coverage that actually fits your lifestyle and doctor preferences.
Answer: There is no one-size-fits-all answer. Your "Full Retirement Age" depends on your birth year, but claiming early or late can significantly impact your monthly check. We offer personalized Social Security timing strategies to help you coordinate your benefits with your spouse and other retirement income sources.
Answer: National call centers often prioritize high-volume sales over long-term fit. By working with a local Baker City professional at Legacy, you get face-to-face support, someone who understands our local Oregon healthcare networks, and a dedicated advocate you can call directly whenever your needs change.
Legacy Insurance & Financial Services, LLC is not affiliated with or endorsed by the Social Security Administration or any other government agency. Advisory services are offered by Simple Financial, LLC an Investment Advisor in the State of Utah. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication of future results. Purchases are subject to suitability. Specific to Medicare Advantage Plans and Medicare Part D Plans, we do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options. Opinions expressed herein are solely those of Legacy Insurance & Financial Services, LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell insurance or advisory services to any residents of any state other than where legally permitted. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph. Purchases are subject to suitability. By submitting any information on or through this site using a ‘submit’ button you agree by electronic signature to be contacted by a representative of Legacy Insurance & Financial Services, LLC by automated, prerecorded or manual SMS, text, email, or phone for the purpose of seeing to your request. The inclusion of any link is not an endorsement of any products or services by Legacy Insurance & Financial Services, LLC, or any of its associates. All links have been provided only as a convenience. These include links to websites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy of that new site. When you follow a link to one of these sites neither Legacy Insurance & Financial Services, LLC, nor any agency, officer, or employee of Legacy Insurance & Financial Services, LLC warrants the accuracy, reliability or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk.
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Legacy Insurance & Financial Services, LLC is not affiliated with or endorsed by the Social Security Administration or any other government agency. Advisory services are offered by Simple Financial, LLC an Investment Advisor in the State of Utah. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication of future results. Purchases are subject to suitability. Specific to Medicare Advantage Plans and Medicare Part D Plans, we do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options. Opinions expressed herein are solely those of Legacy Insurance & Financial Services, LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell insurance or advisory services to any residents of any state other than where legally permitted. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph. Purchases are subject to suitability. By submitting any information on or through this site using a ‘submit’ button you agree by electronic signature to be contacted by a representative of Legacy Insurance & Financial Services, LLC by automated, prerecorded or manual SMS, text, email, or phone for the purpose of seeing to your request. The inclusion of any link is not an endorsement of any products or services by Legacy Insurance & Financial Services, LLC, or any of its associates. All links have been provided only as a convenience. These include links to websites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy of that new site. When you follow a link to one of these sites neither Legacy Insurance & Financial Services, LLC, nor any agency, officer, or employee of Legacy Insurance & Financial Services, LLC warrants the accuracy, reliability or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk.
Site managed by Full Flex Marketing.