Karsten Cikanek

Licensed Insurance Professional

Dedicated to helping individuals and families achieve financial security in their golden years, I specialize in comprehensive retirement planning. With a passion for empowering clients to enjoy their retirement with dignity and peace of mind, I take a personalized approach to creating tailored financial solutions. Outside of work, you can find me hitting the slopes, pounding the pavement, or spending time with my furry companion. I'm committed to helping you navigate the complexities of retirement planning, so you can focus on what matters most – living life to the fullest.

Karsten Cikanek

Licensed Insurance Professional

Dedicated to helping individuals and families achieve financial security in their golden years, I specialize in comprehensive retirement planning. With a passion for empowering clients to enjoy their retirement with dignity and peace of mind, I take a personalized approach to creating tailored financial solutions. Outside of work, you can find me hitting the slopes, pounding the pavement, or spending time with my furry companion. I'm committed to helping you navigate the complexities of retirement planning, so you can focus on what matters most – living life to the fullest.

About Legacy Insurance and Financial Services

Your trusted local guide to retirement planning. No call centers, no brand reps—just me, your dedicated agent, here to help you connect the dots and claim what’s yours. Backed by a Master Brokerage with access to hundreds of top-rated companies, I tailor strategies that optimize your retirement savings, Social Security, Medicare, and more. Whether it’s life insurance, long-term care, veteran benefits, or debt elimination, I’m here to protect what matters most. I listen, personalize, and stay by your side—today and into your future. Let’s begin.

From Medicare to individual & family health insurance, personalize your plan.

Protect and maximize retirement savings income. Perfect Social Security strategies. Sharpen savings & eliminate debt.

Protect your loved ones. Plan your estate. Leverage the unique characteristics of life insurance for personal or business planning.

Get professional help planning for care at home or in assisted living. Protect assets, choice, dignity & relationships by planning ahead.